Business Owners Policy (BOP)
What is B.O.P insurance ?
Tell us about your Business. We'll listen And then work with you to make sure you've got
- Property coverage - protecting your building and contents that are owned by the company.
- Liability protection - covering the company's products or operations that may result in the damage or injury to another.
- Business Interruption - this protects your company from fire or other accident that may result in loss of income or operation of the company.
- Other coverages - may include equipment breakdown, crime, liability, signage Keep in mind also that you need separate coverage for your commercial auto's, workers compensation and group employee benefits like health and life insurance.
Why do you need business insurance?
Business insurance, also called commercial insurance, provides crucial protection for any small business. If there’s an accident at your business, you could face a lawsuit. The high cost of litigation, medical bills, and property damage claims is the primary reason businesses need insurance.
No single insurance policy covers everything. In general, there are two broad areas of coverage:
- Business liability insurance covers incidents in which someone holds your business responsible for damages, injury, or loss.
- Commercial property insurance pays for repair or replacement of damaged or stolen business property. It also covers your building if you own it.
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945+ Reviews
Very helpful fully explaining the different plans. Cash value is accessed via policy loans, which accrue interest and reduce cash value our valuable items.
Very helpful fully explaining the different plans. Cash value is accessed via policy loans, which accrue interest and reduce cash value our valuable items.
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