UMBRELLA
What is Umbrella insurance ?
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Which Umbrella insurance is right for you?
Umbrella insurance is a category of policies designed to help protect an individual from liability lawsuits, brought by individuals who may have been injured or otherwise sustained damage on your property.
These cases might be brought with or without cause, and even if you did not commit the damage the individual says that you did, you may still be held liable.
Umbrella insurance pays for defense costs, whether or not the infringement actually happened. These defense costs, even if you are found to not be liable for the damages, can be far more than homeowners, auto, boat, etc. insurance can cover.
This is what an umbrella policy is for—to supplement your other policies and ensure that you have enough coverage for every eventuality.
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Very helpful fully explaining the different plans. Cash value is accessed via policy loans, which accrue interest and reduce cash value our valuable items.
Very helpful fully explaining the different plans. Cash value is accessed via policy loans, which accrue interest and reduce cash value our valuable items.
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